CMA Report
At BankDesk, we specialize in preparing professionally structured CMA Reports (Credit Monitoring Arrangement Reports) that meet the exact standards of banks and financial institutions. Whether you’re applying for a business loan, working capital loan, or credit facility, a CMA report is a mandatory and critical document — and we ensure it’s done right.
What is a CMA Report?
A CMA Report is a detailed financial report required by banks to evaluate the creditworthiness of a business. It includes past, present, and projected financial statements along with fund utilization analysis. Banks use this report to assess your business’s ability to repay the loan.
Why is CMA Report Important? A CMA Report is essential for securing working capital loans, as it highlights your financial health, stability, and projections, improving loan approval chances and reflecting professional compliance.
Get Accurate, Bank-Ready CMA Reports for Easy Loan Approval
What We Include in Our CMA Report
Our expert team prepares a comprehensive CMA Report that includes:
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Existing & Proposed Fund Limits
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Operating Statement (P&L) – Past 2-3 years and future 2-3 years
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Balance Sheets – Actual & Projected
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Fund Flow Statement
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Ratio Analysis
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Break-even Analysis
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Assumptions & Justifications
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Working Capital Assessment
Every section is customized to match your business and loan requirements.
Prepared by Experts
Our CMA Reports are prepared by experienced Chartered Accountants who understand banking language, lending criteria, and RBI norms. You get bank-compliant, audit-proof documentation that helps your application stand out
Basic Plan
Advance Plan
Our Clients Says
“BankDesk made the entire loan process so smooth! Their team prepared my CMA report and financials statement within just a few days, and the bank approved my loan without any hassle. Highly recommended!”
Rohit Sharma
“I had no idea what documents were needed for a business loan until I found BankDesk. Their CA experts guided me at every step. The reports were professional and exactly what the bank asked for.”
Priya Mehta
“Very impressed with the quality and speed. They prepared my project report and income tax returns quickly. My loan officer was happy with the documentation. Great job, team BankDesk!”
Amit Patel
The expert team at BankDesk really knows what they’re doing. They understood my business and created a complete financial statement package that matched bank requirements. Very professional service.”